Services

What we have to offer

Drawing on a combined 50 years' worth of experience, we provide expert advice on the following areas:

Financial Planning

  • Risk analysis
  • Personal
  • Business
  • Commercial
  • Investments

Asset Management (Investments)

  • Short Term
  • Medium Term
  • Long Term

Estates and Wills

Fintime Consult is concerned with your future. We take a holistic approach to our financial services. You need a solution for your eventual passing away, because life goes on for those you love.

Our experts have a deep empathy for the difficulty and heartache that your family with go through when you take your final sleep.

By working with us, you will have an expert’s help in drafting your will, so that you can be sure that your estate will move in exactly the directions you want it to. We will act as the executor or co-executor of your will, assisting your family and beneficiaries to finalise the estate, and in the transfer of assets.

Our estate planning services will allow you to avoid or defer taxes, ensuring that your family and beneficiaries receive the greatest possible benefit.

Financial Wellness and Debt Counselling

For us, debt counselling is personal. We’ve had our own terrible experiences with debt: we’ve been harassed by creditors, lived payslip-to-payslip, and worried about our families’ futures.

We were able to overcome these hurdles, and we want to use our extensive knowledge and experience to help you to do the same.

We are passionate about helping people. Through our years of helping all manner of individuals to defeat their debts we have established strong relationships with credit providers and government bodies across the board. These relationships make it possible for us to negotiate the best possible restructuring payment plan for you.


Asset Protection / Short Term Insurance

You can’t afford to leave your valuable assets unprotected in this day and age. Theft, accidents, and damage are inescapable aspects of modern life.

We understand the importance and value of finding the most relevant cover for you. We will perform an in-depth analysis of your insurance needs.

Our experience and knowledge allows us to find you the most relevant and cost effective solutions. We work with all of the major insurance providers, and we will provide you will quotations from all of them. We believe in your freedom of choice.

Contact us today for a free consultation and quote.

Pension Funds

A proper understanding of your pension savings is essential, and will protect you from losing money in the long run. We will protect you from ending up in a position of “non-retirement”.

Fintime Consult acts as investment and fund advisers for company pension funds. We will remove risk factors from your portfolio with proper asset allocation.

We advise and consult with the fund trustees (the employer) and the pension fund contributors (the individuals).

We keep all parties informed regarding their financial status with quarterly feedback sessions regarding the performance of the funds.


Group Schemes

The Financial Wellness Programme advises employers and employees about their financial risks. This business division incorporates Funeral Cover and Group Life Cover as an income protection strategy. We help companies to secure and facilitate objective protection, and we assist in the implementation of these solutions.